Guest Post by Rhonda Taylor-99er Advocate
Anyone collecting unemployment insurance will become a 99er after November 30thunless Congress votes for an extension. This will be a huge fight, just like last July. Currently, however, there is a stand alone bill, S.3706 that would create a Tier V, 20 additional weeks, for ALL who have exhausted their unemployment insurance (UI), both the “old” 99ers, and the “new” 99ers who will begin to lose UI after Nov. 30th.
The bill is supported by the Democrats, not the Republicans. The Democratic Party has supported job creation, the unemployed and fought for extensions of Tiers and dates. This is the party that needs to remain the majority in Congress if any of us are to receive any help. We already know that the GOP is not a party for the people.
At every turn, Republicans have chosen to support banks, the wealthy and corporations instead of supporting the needs of struggling Americans. Current 99ers cannot wait any longer for financial assistance. We have fought long and hard for over 8 months now, and we need the support of ALL future 99ers to join the fight.
Whether or not you are receiving UI, all unemployed, underemployed, those who fear they may be laid-off soon, and their families, must not simply wait and hope for job creation and extended UI. Millions of unemployed will be 99ers after November 30. If Republicans take control of the House of Representatives and/or the Senate, many can expect to remain a 99er for a very long time.
If you are not a 99er, how will theupcoming expiration date of November 30th affect your UI? The bottom line is this:
- If you are currently collecting your first 26 weeks, after Nov. 30th, you WILL NOT be allowed to move into a Tier. All you will receive in TOTAL UI is 26 weeks. When you finish your 26 weeks, you will become a 99er.
Example: You first filed for UI in August, 2010. Your 26 weeks is finished in January. You will become a 99er in January, 2011.
- If your state/state you are collecting from qualifies for the Tier, and you begin a new Tier before November 30th, you will be able to complete the weeks for that Tier. You WILL NOT be allowed to move the next Tier and, when your current Tier ends, you will become a 99er.
Example: Assuming your state/state you are collecting from qualifies, you began Tier 1, 20 weeks, in August, 2010. You will become a 99er in January, 2011.
- If you began collecting your 20 weeks of Extended Benefits (EB), before the Nov. 28th deadline, you WILL NOT collect EB after December 5th. No EB will be paid out, regardless of how many weeks you have left. On Dec, 5th, you will become a 99er.
Example:You began collecting EB in August, 2010 and you think you have until Jan, 2011. You will be cut-off and become a 99er on Dec.5, 2010.
Usually, a laid-off person receives 26 weeks of unemployment insurance (UI). In a normal economy, 26 weeks is often enough time to find a job. Money for the first 26 weeks comes from your State. Because of the economic crisis, some states also have Extended Benefits (EB), and the Federal government pays for extra weeks through a series of steps, called Tiers.
Currently, there are four Tiers of Federally funded benefits (in addition to the original 26 weeks of state benefits and 20 weeks of EB, which is jointly funded). With each new Tier, new individual and state eligibility rules and expiration dates are added. For example, new money for ALL Tiers expires on November 30th of this year.
It is extremely important that you understand what Tier you are in and how the expiration dates and rules apply to you. The two most important things are: the original date you filed for UI, and the state you live in or are collecting from.
The original 26 weeks, plus the current Tiers and EB, add up to 99 weeks. The term “99er”, originally adopted by those who have exhausted all 99 weeks, now refers to anyone who has exhaustedall of their unemployment benefits. This does not mean that everyone has, or will, receive 99 weeks of UI.
Some think they will automatically move from Tier to Tier and collect all 99 weeks. NO!! The start date when you file your original claim determines which Tiers you are eligible for. In addition, not all states are entitled to 99 weeks; it depends on your states’ individual unemployment rate (or that of the state you are collecting from). Each state is different; please be sure to check with the State Department of Labor to determine which Tier you are in, which Tiers you are eligible for and how many weeks your state might be eligible for. DO NOT assume you know; check for yourself. You can find your state/collecting state office here: http://www.servicelocator.org/OWSLinks.asp
READ THE ENTIRE PRESS RELEASE, INCLUDING A CALL TO VOTE IN THE NOVEMBER 2ND ELECTIONS, AT THE REACH OUT JOB SEARCH BLOG.
**** Important-For Unemployed Michiganders, please check with the Michigan Unemployment Insurance Agency (UIA) for questions about any unemployment extension and what will happen if Congress to not extend the Tier dates by November 30, 2010.*****
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